A New Credit Identity: A New Credit Repair Scam -- November 1992

If you have filed for bankruptcy, you may be the target of a new credit repair scheme, often called "file segregation."

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Scoring for Credit -- October 1993

How does a creditor decide whether to lend you money for such things as a new car or a home mortgage?

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Fair Credit Reporting -- February 1992

If you've ever applied for a charge account, a personal loan, insurance, or a job, someone is probably keeping a file on you.

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How to Dispute Credit Report Errors -- April 1994

You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file.

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Credit Billing Errors -- November 1992

Credit card billing errors do occur, but they are simple to resolve if you know how to use the Fair Credit Billing Act (FCBA).

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Credit and Charge Card Fraud -- February 1993

Everyone pays for credit and charge card fraud in higher prices, whether or not they are personally defrauded.

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Lost or Stolen: Credit and ATM Cards -- August 1992

A joint production of the Federal Trade Commission and Citibank N.A.

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Fair Debt Collection -- September 1992

You should know that the Fair Debt Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection.

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Fix Your Own Credit Problems -- May 1992

If you are having trouble getting credit, ads that promise to fix your credit history or clean up your credit report may sound like the answer to your problems.

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Electronic Banking -- February 1993

To most of us, electronic banking means having 24-hour access to cash through an automated teller machine (ATM) or having our paychecks deposited directly into our checking or savings accounts.

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Getting Business Credit -- October 1993

As a business owner, or a person planning to start a business, you may need to borrow money to get started or to help your business develop or expand.

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Automatic Debit Scams -- October 1993

Fraudulent telemarketers have found yet another way to steal your money,

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Credit and Divorce -- April 1994

Produced in cooperation with the American Bar Association, Public Education Division. Mary and Bill were recently divorced.

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Gold and Platinum Cards -- July 1994

If you're looking for credit, be wary of some `gold' or `platinum' card offers promising to get you credit cards or improve your credit rating.

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Equal Credit Opportunity -- September 1992

If you still think only of credit cards when you hear the word "credit," think again.

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Choosing and Using Credit Cards -- February 1993

Credit card offers may seem attractive, but remember a credit card is a form of borrowing that usually involves a "finance charge"

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Women and Credit Histories -- October 1993

Her question: "If it takes credit to get credit, how do I begin?"

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Using Plastic: A Young Adult's Guide

The key to using a credit card wisely is knowing how to use it responsibly.

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